Abstract

Summary.—Ask Standard Predictor (AS) and Minnesota Multiphasic Personality Inventory (MMPI-2/A) computer-tests find high-risk persons with 3-or-4 out of a “7-point-high-risk-profile”(addiction-alcoholism, deception, depression, antisocial-behavior, paranoid-ideation, schizophrenic-thinking, violence), based on 320,051-persons, 212-studies, 95-years, with 97% objectivity, reliability, sensitivity, specificity, validity, compared to current ways that miss 61% (homicidal, mass or serial-murdering, sex-offending, overdosing, suicide-completers), costing U.S. $2.36T/year. One solution is teaching insurance executives to copy in 100 cities, “1-summer-Chicago-youth-job-program” 311,599 high-risk youth, over 17-years, targeted with ASP-replicated-equation, diverted with jobs, mentors, anger-training [ROI = $6.42/$], saving $3.6B-$5.3B, preventing 1,242 homicides, lowering shootings 46%, violent offenses 77%. Another solution is weekend, business-university-department workshops on the math and science with 124 real-life-stories of finding-high-risk-persons and taking the 2 computer tests for leadership (education, energy, health, military, nonprofit-religious, police, prisons, transportation, ROI = $2-323/$) lowering high-risk, saving hundreds of billions. Insurance-brokers mandating workshop attendance in professional liability contracts lower victim payouts, lost profits, and trauma.

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