Abstract

This study tries to identify the individual, social and economical role of rural women’s micro-credit funds of Semnan city, in developing the entrepreneurship of women. To achieve this goal, 170 women of four funds of Semnan villages were selected. Independent variable factors including economical, social and cultural factors via funds in to dependent variable that is women’s entrepreneurship developing and itself classifies to and entrepreneurs characteristics (risk, internal, control focus, opportunism, ambiguity tolerance, innovation) were studied. The study uses the correlation methodology and the type of selection is sampling (N=170). The questionnaire was used as a tool of gathering information. For a descriptive evaluation, the questionnaire has been answered by supervisors, experts and consultants in agricultural extension and education field who are responsible for Semnan credit funds. For the reliability of the results, 300 questionnaires were filled out by 30 female members of the funds other than Semnan town funds. (Om abeha) rural women funds of Darjazin. Filled out questionnaires were calculated by SPSS software and kronbakh alpha coefficient. krnbakh alpha of 88.5% show the extend of which different parts of the question are reliable and validity. The results of multi – regression show that (satisfaction of presented activities and self confidence) that are cultural- social factors of fund, and (scale of income from plan and theory than marketing and market survey and sale) that are economical factors of fund, have important and basic role in women entrepreneurship developing.

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