ࡱ> `b_9 R'bjbj28l,/6**`/`/`/`/`/`/$0  3/-/&/&&&6*&6*&&)) n-#))/0/)3%:3)&Title: Times New Roman; Size-16; Line Spacing: fixed-20pt; Paragraph Spacing: Above paragraph-10pt, Below paragraph-10pt Anna Smith (Corresponding author) School of Management, Northern Canada University PO box 1178, Toronto M3A 2K7, Canada Tel: 1-416-777-7777 E-mail: anna.smith@ncu.ca Xinzhou Song School of Economics, Peking University 176 Zhong Guan Cun Street, Beijing 100086, China Tel: 86-10-8888-7777 E-mail: xinzhou.song@pku.edu.cn The research is financed by Asian Development Bank. No. 2006-A171(Sponsoring information) Abstract text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text Keywords: China insurance industry, Foreign fund, Challenge 1. Heading 1 text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text (Note 1) 1.1 Heading 2 text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text (Note 2) text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text 1.1.1 Heading 3 text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text 1.1.2 Heading 3 text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text text text text text text text0 text text0 text text0 text text text text text text text text text text text text text text text text text text text text text text text text text text text text0 text text0 text text0text text text text text text0 text text References Mettam, G. R., & Adams, L. B. (1994). How to prepare an electronic version of your article. In B. S. Jones, & R. Z. Smith (Eds.), Introduction to the electronic age. New York: E-Publishing Inc. pp. 281-304 Smith, Joe, (1999), One of Volvo's core values. [Online] Available: http://www.volvo.com/environment/index.htm (July 7, 1999) Strunk, W., Jr., & White, E. B. (1979). The elements of style. (3rd ed.). New York: Macmillan, (Chapter 4). Van der Geer, J., Hanraads, J. A. J., & Lupton R. A. (2000). The art of writing a scientific article. Journal of Scientific Communications, 163, 51-59 Notes Note 1. This is an example. Note 2. This is an example for note 2 Table 1. The capitals, assets and revenue in listed banks Total capital stock Income of main business Total assetsPudong Development Bank39.2214.75730.7Bank of China459.43345.759876.9Description for the above table.  Figure 1. 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